When it’s time to purchase your first home, taking care not to miss any steps can help smoothen the process and save your money and time. Finding the ultimate checklist can help you remember all necessary steps and expedite the process of buying your first home.
Getting your first home is a huge financial decision, and as such, finding ways to fund your investment is crucial. Finding the deposit, qualifying for a mortgage, and making consistent monthly payments are all critical aspects to consider.
A home is one of the most valuable assets you can own financially and on a sentimental level. However, the process of buying a house can be long and tedious, and that's why many first time home buyers make mistakes.
If there's one thing that has remained consistent over the centuries, it is the pride that comes with living in your own house. However, before you become a homeowner, you must navigate the hurdles of the first time homeowner buying process.
The Canadian First Time Home Buyer Incentive (FTHBI) is an initiative that seeks to make it easier for you to own a home, but not everyone qualifies and it can come with some risk.
When buying a home in Edmonton, getting a first time home buyer mortgage can be quite a feat. With these tips, the home buying process will be clearer and you will improve your chances of securing a mortgage to buy your first home.
The idea of owning a home (a place that's yours, where your kids can grow up and make lifelong memories) is alluring to most people. This is why buying your first home is one of the most exciting and important investments of your life.
Buying your first home is a big step. When you are ready to buy your first home, it is wise to work with an experienced professional to guide you through the process and help you to qualify for a first time home buyer loan.
If you’ve had a good relationship with your bank, then it’s only natural that you will turn to them for assistance- even with your mortgage. However, your bank might not always be your solemn savior. What will you do if your bank turns away your mortgage application?
The Debt to income ratio (DTI) is the measure of the debt held by a household to the amount of disposable income. DTI ratio is calculated by summing up all the debt a household has (mortgages, car loans, credit card debt, personal loans) and dividing it by the annual income