Read our mortgage blog to stay up-to-date with all of the latest news and information about homes, mortgages and mortgage broker services in Alberta.

Can I Consolidate Debt Using Alberta Home Equity Loans?

Jeff Arthurs



Debt can be stressful. If you have a lot of debt, it may be adding additional stress to your life. With that being said, did you know that your home has the potential to get you out of debt? Well, if you have owned your home for a while and have a considerable amount of equity in it, a home equity loan may be just what you need to consolidate your debt and finally bring some order into your life.  Read More..

Who Pays a Mortgage Broker: Do They Charge a Fee?

Jamie Arthurs



On narrowing down the search for your dream home, the next step is to find the best mortgage to materialize this dream. However, most people do not have the time or savvy to find a mortgage that works for them, and they don’t know what they don’t know about all the other terms that can make a great or terrible mortgage. An excellent way to get informed and make an educated decision is by using a mortgage broker. To get you started, here is some preliminary information about engaging a mortgage broker.  Read More..

How Does Using a Mortgage Broker Work?

Mike Christenson

Mortgage BrokerThe purchase of a new home can be a daunting experience – there is just so much involved in the process. A mortgage broker can help alleviate the stress of mortgage shopping and walk you through the process, all while saving you money and energy. Using an Edmonton mortgage broker is simple and will help you secure a mortgage and get into your new home with ease. Read More..

What is the New “Stress Test” for Mortgage Qualification?

Jeff Arthurs

dominion mortgages
As a response to concerns on expected increase in defaults due to rising house prices and a projected rise in mortgage rates, we now have more stringent mortgage qualification rules that were implemented in October of 2016. Many current and prospective homeowners do not know what to make of the stress test that was the highlight of the flurry of changes. Not to worry though, Dominion Mortgages is here to provide a breakdown of the stress test and its impact on government-backed insured mortgages. Read More..

How to Get a Pre-Approved Mortgage

Jamie Arthurs

Dominion Lending in Edmonton
A home is a massive purchase – with so many things to consider, buying a new property can be a stressful experience. Getting pre-approved for a mortgage, a step that is too often overlooked, is a crucial move in a smooth home buying experience. The process is simple and will allow you to set attainable goals while shopping for your new home, as it outlines the maximum amount you can afford to spend. A licensed mortgage broker from Dominion Lending in Edmonton can start the pre-approval process for you, getting you one step closer to owning your next home. Read More..

Mortgages & Borrowing: How Much Do I Qualify For?

Jeff Arthurs

Dominion Lending Centres in Edmonton
There are many factors to consider when determining your maximum borrowing limit when taking out a mortgage loan. The key is to find an amount that enables installments which are manageable to you, and balancing that with the purchase price point of the home you need. In general, borrowers can typically take on a mortgage that is around 4 times their annual gross income, but every homeowner is different. Here are some of the metrics banks and lenders use to determine your borrowing threshold, and we at Dominion Lending Centres can help you figure it out. Read More..

What You Can Do to Decrease Your Mortgage Debt Sooner

Mike Christenson


Wouldn't it be great to be mortgage free while you're still working? Can you imagine how great your retirement years could be? Dominion Lending in Edmonton has some great tips to help you decrease your mortgage debt sooner rather than later.  Read More..

4 Things That Guarantee Your Mortgage Doesn't Get Approved

Jamie Arthurs

Mortgage Brokers from Dominion Lending Centres
You've finally taken the plunge- you've found the perfect home and you've decided to apply for a mortgage because you're ready to become a first time home buyer. Everything looks good because you've got good credit, your employment is stable, there's nothing standing in your way! Well, except for yourself! Your mortgage mentors of Dominion Lending Centres don't want to see your mortgage get turned down. Here are four things that can be the reason your mortgage doesn't get approved. Read More..

5 Things to Remember as a First Time Home Buyer

Jeff Arthurs

First Time Home Buyer Loans
Buying your first home is an exciting time but it can also feel overwhelming and, at times, stressful. To make things easier and ensure that you can enjoy more of the process, we've put together five things you need to remember about first time home buyer loansRead More..

The Top 4 Reasons to Use Mortgage Brokers

Mike Christenson

Edmonton Mortgage Broker
For many Albertans, entering a mortgage agreement is the final step in a long and stressful process. Signing into what is likely the largest debt you’ll incur over your lifetime is intimidating – and that is without the compounded stress of bank meetings, unforeseen obstacles, and endless paperwork muddled by fine print. At Dominion Lending Centres, we believe home buying should be exciting instead of troublesome. With that in mind, here are the top reasons to enlist the services of one of our mortgage mentors. Read More..


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